Category Archives: Podcast

Creative Financing & How to Navigate Mortgage Rules



Guest: Charles Kayitaba, Mortgage Specialist & Real Estate Investor

Charles recently completed his first BRRRR. That’s in part what prompted him to become a mortgage broker. He learned so much during the entire process that he chose to pursue this career path. In this podcast he shared some amazing insider tips on how to deal with down payments, debt coverage ratios, working with credit unions and so much more. Charles is fairly new to the industry but he’s already dealt with many investors and is now dealing with many investors in the golden horseshoe area. We learned how self-employed and real estate investors can qualify for their next deal. This is a constant struggle and with the right team, it can be much easier than you may think. Listen right to the end for a great discussion on Joint Ventures and more!

Listen to the full episode at https://www.thereiteclub.com/podcast

In this episode you will learn about:

  • Self-employed mortgage solutions
  • Don’t stay idle!
  • Debt service ratio
  • Working with credit unions
  • Firm offers, how to deal with them
  • Purview for off-market deals

Get in touch with Charles:
Website: https://calendly.com/charliekayitaba/
Instagram: 
@_CharlesKayitaba

This episode has been brought to you in part by
Building Stack – www.buildingstack.com

Private Buyers – https://privatebuyers.ca/

BM Select – https://bmselect.ca/

The show notes are brought to you in part by Building Stack, our official digital signatures provider. Building Stack is a flexible property management platform built in Canada. Sign documents and leases faster with their new digital signature add-on! Special REITE Club discount to get started today! www.buildingstack.com


A Brand-New Type of Joint Venture to Quickly Scale-Up!



Guest: Angela Dupuis & Joseph Sicurella, Real Estate Investors

Angela & Joey have been investors for many years. However, they only started taking Joint Venture partners in March 2021. After only a month of promoting their services, they found all the partners they wanted and more. They knew they were onto something. It all began when Angela was only 25 and she decided to house hack – buying a duplex, renovating it, living in it, and then buying next door and renting the whole place and repeating the process. Eventually, she met Joey who was in the construction industry. Together they bought a cottage to go skiing and then ventured into the Airbnb space. After working many years in human resources, Angela decided to join Joey full-time as a real estate investor. Listen to the full episode to hear some great tips and tricks on how to scale your portfolio, mistakes to avoid and how to enter the world of joint ventures.

Listen to the full episode at https://www.thereiteclub.com/podcast

In this episode you will learn about:

  • Working with your spouse
  • Joint Ventures for success
  • How to find the right type of property
  • Managing multiple projects at once
  • BRRRRing cottages
  • Debt-to-income issues… 

Get in touch with Angela & Joey:
Website: https://angelaandjoey.com/

This episode has been brought to you in part by
Black Jack Contracting – https://blackjackcontractinginc.ca/

Elevation Realty – http://www.elevationrealty.ca/

BM Select – https://bmselect.ca/

The show notes are brought to you in part by Building Stack, our official digital signatures provider. Building Stack is a flexible property management platform built in Canada. Sign documents and leases faster with their new digital signature add-on! Special REITE Club discount to get started today! www.buildingstack.com


Greater London Area Investment Opportunities!



Guest: Justin Konikow, Realtor & Real Estate Investor

Justin shared some amazing insider information for investors! Did you know that Amazon is building a warehouse in Talbotville, just outside of St. Thomas? This is going to radically change the area as many businesses will follow suit. St. Thomas is also on the radar with a massive mixed-use development happening downtown. Listen to the full interview for many tips and tricks so as to how to find out which trends matter to investors and how to find deals even in hot markets. Justin is a wealth of knowledge and he specializes in the Greater London Area. Look for stale listings and opportunities that others have overlooked. Pre-contruction is now a hot product in Port Stanley, London, and many of the smaller towns. Amazing opportunities abound in the Grand Bend area as well. Take some notes and call Justin and his team to get started today!

Listen to the full episode at https://www.thereiteclub.com/podcast

In this episode you will learn about:

  • Focusing on transit-oriented
  • How to mitigate risk in land development
  • It’s all about relationships
  • What does the city support?
  • Go with the flow to scale up
  • The importance of the city’s official plan – it’s a treasure map!
  • Look for areas meant for intensification

Get in touch with Justin:
Website: https://primebrokerage.ca/
Email: 
info@primebrokerage.ca

This episode has been brought to you in part by
Elevation Realty – http://www.elevationrealty.ca/
Black Jack Contracting – https://blackjackcontractinginc.ca/
BM Select – https://bmselect.ca/

The show notes are brought to you in part by Building Stack, our official digital signatures provider. Building Stack is a flexible property management platform built in Canada. Sign documents and leases faster with their new digital signature add-on! Special REITE Club discount to get started today! www.buildingstack.com


The Depth of Your Self-Awareness Equals the Breadth of Your Success!



Guest: Nancy Morris, Certified Business Psychologist

This episode is part of our Mind Estate series. We interviewed Nancy to find out how we can have a wealthy mind! Mindset is a huge part of becoming a real estate investor and we discussed many strategies to help us get past any mental well-being hurdles.

Most people’s mental well-being fluctuates during the day and that is normal. Investing in your self-discovery journey is essential for any growth. Having a well-aligned decision-making system comes from the depth of self-awareness.

Nancy also explained THE MORRIS CODE that is offered to the REITE Club members. Make sure to check out our website for this amazing resource! Visit www.bit.ly/REITE  to sign up today. 

Listen to the full episode at https://www.thereiteclub.com/podcast

In this episode you will learn about:

  • Mind wealth
  • How to get back to productivity
  • Microlearning formats
  • The Morris code
  • Living your best potential
  • Mental well-being 

Get in touch with Nancy:
Website: https://www.nancymorris.com/
Email: 
Nancy@NancyMorris.com

This episode has been brought to you in part by
Building Stack – www.buildingstack.com

Private Buyers – https://privatebuyers.ca/

BM Select – https://bmselect.ca/

The show notes are brought to you in part by Building Stack, our official digital signatures provider. Building Stack is a flexible property management platform built in Canada. Sign documents and leases faster with their new digital signature add-on! Special REITE Club discount to get started today! www.buildingstack.com


How to Become a Land Developer & Make Huge Profits!



Guest: Jason Boccinfuso, Real Estate Investor & Land Developer

In today’s episode, Daniel St-Jean interviews Jason Boccinfuso about land development and pre-construction opportunities. Jasons says that development is like blank canvas painting! You have to have a vision and understand the constraints you have to work with. Access to services is essential: sewer, water, roads, internet, and more. Knowing where the growth is happening is another must in order to be successful. The money is made on the purchase, not on the sale. You have to make the right decision and build equity right from the start. As a developer, you need to know the official plan very well as this will dictate what kind of development you can pursue with the land you will be acquiring. 

Listen to the full episode at https://www.thereiteclub.com/podcast

In this episode you will learn about:

  • How Jason earned 2.5 times his lifetime salary with only one deal vs. working 30 years!
  • Looking for land? Google Maps is a great tool
  • Block where development is going – get in the path of development
  • Create the opportunities, don’t wait for them to come
  • Location, location, location is still relevant
  • Where is the government investing in infrastructure? 
  • Highest and best use of the land
  • 4 ways to make money with land

Get in touch with Jason:
Instagram:https://www.instagram.com/jasonboccinfuso/
Website: https://www.viewallgtahomes.com/

This episode has been brought to you in part by
Elevation Realty – http://www.elevationrealty.ca/

Legal Second Suites – https://legalsecondsuites.com/

BM Select – https://bmselect.ca/

The show notes are brought to you in part by Building Stack, our official digital signatures provider. Building Stack is a flexible property management platform built in Canada. Sign documents and leases faster with their new digital signature add-on! Special Reite Club discount to get started today! www.buildingstack.com


From Sick & Bankrupt to Real Estate Investor!



Guest: Katherine Nelson-Riley, Real Estate Investor & Operations Manager at The REITE Club

Katherine is such an inspiration! Not only is she The REITE Club’s Operations Manager, she’s also a very strong woman who shared her very personal story. Extremely difficult life experiences led her to more easily accept creative financing and partnerships. Learning constantly and growing are some of her keys to success.

At 63 years young, she now knows what to look for in contracts, dealing with mortgage brokers, building a power team. Katherine is now doing Joint Ventures for success, working with private lenders…  She feels she’s just getting started in life and putting life experience at work.

Listen to the full episode at https://www.thereiteclub.com/podcast

In this episode you will learn about:

  • The effects of bankruptcy
  • How to rebuild yourself after financial and health issues
  • How to stay positive and focused when facing major issues
  • Starting over at age 63!
  • Seizing opportunities
  • Don’t squirrel, focus on what makes sense!
  • Assignments and preconstruction opportunities
  • Cashflow for success

This episode has been brought to you in part by
Private Buyers – https://privatebuyers.ca/

Black Jack Contracting – https://blackjackcontractinginc.ca/

BM Select – https://bmselect.ca/

The show notes are brought to you in part by Building Stack, our official digital signatures provider. Building Stack is a flexible property management platform built in Canada. Sign documents and leases faster with their new digital signature add-on! Special Reite Club discount to get started today! www.buildingstack.com



Real Estate Investing is a High Risk & High Reward Game!



Guest: Angie Pettyjohn, Mortgage Broker & Victoria Pettyjohn Mortgage Agent

Angie & Victoria are an awesome mother-daughter team! Angie began doing some private lending using her HELOC and registered funds. She’s passionate about helping investors grow and build their portfolios. Victoria is her underwriter and as a team, they are helping hundreds of investors succeed in this extreme real estate environment. Both are now starting to get the bug and hoping to buy some properties soon! Being self-employed, they understand the struggles that full-time investors are facing. They can ensure that agents can keep growing and scaling up! Money is quite readily available, however, there are lots of risk mitigation measures that must be put in place. 

Listen to the full episode at https://www.thereiteclub.com/podcast

In this episode you will learn about:

  • Lots of emotional buying happening
  • Appraisals not matching with purchase prices
  • Values have gone up but don’t match purchase prices
  • BRRRs now sometimes require to leave some money in the deal
  • Investors now qualify with a lower ARV
  • How to become a private lender
  • Using RSP money as a private lender
  • Trust but verify!
  • How to vet lenders and borrowers

Get in touch with Angie & Victoria:
Website: https://www.mortgagealliance.com/en/angiepettyjohn
Email: 
angie@pjmortgages.com
victoria@pjmortgages.com

This episode has been brought to you in part by
Private Buyers – https://privatebuyers.ca/

Black Jack Contracting – https://blackjackcontractinginc.ca/

BM Select – https://bmselect.ca/

The show notes are brought to you in part by:
Building Stack is The REITE Club’s official digital signatures provider. Building Stack is an extremely flexible property management platform built in Canada, for Canadians. With hundreds of features throughout the entire tenant and leasing lifecycles, regardless of the size of your portfolio, you can immediately benefit from enormous cost and time savings wherever needed the most. You can now sign documents and leases faster than ever with their new digital signature add-on! Take advantage of a very special Reite Club discount and get started today! www.buildingstack.com


Landlord & Tenant Challenges In Ontario in 2021 – a Paralegal Perspective



Guest: Anika Helen, Paralegal

Anika shared a lot of insider information about the current situation with landlords and tenants in Ontario. Laurel and François were able to ask some interesting questions like tenants not moving out of a house that has been purchased for private use, eviction bans, and much more. Applications at the Ontario Landlord & Tenant Board now take 18 to 20 months for a hearing. This is why you need an expert on your side! Illegal activity, fire hazards, and other safety issues can be addressed by the police. Otherwise, you need to call the LTB. Tune in to find what you can do when facing such issues in Ontario.

Listen to the full episode at https://www.thereiteclub.com/podcast

In this episode you will learn about:

  • What is a paralegal?
  • How can paralegals help you out?
  • Cost certainty
  • Landlord & tenant issues in Ontario
  • The importance of written agreements
  • The role of the sheriff 
  • Patience is key

Get in touch with Anika:
Website: www.carsonlaw.ca
Email: 
anika@carsonlaw.ca

This episode has been brought to you in part by
Black Jack Contracting – https://blackjackcontractinginc.ca/

Private Buyers – https://privatebuyers.ca/
BM Select – https://bmselect.ca/

The show notes are brought to you in part by:
Building Stack is The REITE Club’s official digital signatures provider. Building Stack is an extremely flexible property management platform built in Canada, for Canadians. With hundreds of features throughout the entire tenant and leasing lifecycles, regardless of the size of your portfolio, you can immediately benefit from enormous cost and time savings wherever needed the most. You can now sign documents and leases faster than ever with their new digital signature add-on! Take advantage of a very special Reite Club discount and get started today! www.buildingstack.com


Investment Opportunities In Edmonton



Guest: Melissa Shymko, realtor and real estate investor

Melissa is a very astute investor and realtor! She shares with Laurel and François a lot of tips on where to invest and what to look for if buying in Edmonton. Something to consider is where to put the snow… The city of Edmonton is very investor-friendly. With no land transfer tax and lots of opportunities to add secondary suites, Melissa helps many long-distance investors find deals in the Edmonton area. Landlord and tenant laws are very landlord-friendly which is a big plus for investors!

Listen to the full episode at https://www.thereiteclub.com/podcast

In this episode you will learn about:

  • Being a mom, realtor, and investor
  • Good areas to invest in and around Edmonton
  • Self-managing for success
  • Market-specific strategies
  • In 10 years built and paid off her dream home
  • Freedom to enjoy time with the family
  • Best tips to get started investing in Edmonton and Alberta

Get in touch with Melissa:
Website: www.melissashymko.ca
Email:
melissa.shymko@outlook.com

This episode has been brought to you in part by
Building Stack – https://www.buildingstack.com/

Elevation Realty – http://www.elevationrealty.ca/

BM Select – https://bmselect.ca/

The show notes are brought to you in part by:
Building Stack is The REITE Club’s official digital signatures provider. Building Stack is an extremely flexible property management platform built in Canada, for Canadians. With hundreds of features throughout the entire tenant and leasing lifecycles, regardless of the size of your portfolio, you can immediately benefit from enormous cost and time savings wherever needed the most. You can now sign documents and leases faster than ever with their new digital signature add-on! Take advantage of a very special Reite Club discount and get started today! www.buildingstack.com


Moving to Costa Rica While Maintaining Their Canadian Businesses!



Guests: Rob Break and Natasha Cultraro, Real Estate Investors

This episode is very different! It’s a live podcast where our guests were able to share about their experience moving to Costa Rica with their families!

Rob decided to leave as the second lockdown was happening so that his children would be able to enjoy a more normal life. Natasha had been planning this move for years and the pandemic did help to speed things up.

They both spoke about tips and tricks to make it easier and what to look for when buying a property abroad. Rob has chosen to focus on slow flips and Natasha has purchased a turn-key, brand-new construction. She’s also planning to build a custom home in the near future.

Tune in to find out more and see if you also want to live the Pura Vida!

Listen to the full episode at https://www.thereiteclub.com/podcast

In this episode you will learn about:

  • What to look for when buying in Costa Rica
  • Pros and cons of various provinces
  • How to finance properties in Costa Rica
  • Where are the opportunities?
  • Why would you want to live there?
  • The lifestyle you can expect
  • Turn-key new build or fix and flip?

Get in touch with Rob Break:
Email:
Rob@mrbreakthrough.ca

Get in touch with Natasha Cultraro:
Email: natasha@icpmpros.com

Ready to find out more about investing in Costa Rica?  Be sure to register for our upcoming Lunch N Learn – Exclusive! – Costa Rica Multi-Development Opportunities! 

The REITE Club has been provided with special access to this investment opportunity that will only be shared on the LIVE call. 
There will be no recording or replay and we are expecting this offer to be acted on very fast so do not miss out. 
Register now to attend the live call on Thursday 19th August at 12 noon EST
https://us06web.zoom.us/webinar/register/WN_PhzlDs1FSKWcPVABIDk4XA