Tag Archives: podcast

Relationships Over Riches: Why Connections Matter More Than Money



Are you a real estate investor or entrepreneur who’s experienced the sting of a deal gone wrong?

Have you been told to learn from your failures without seeing any real improvement?

The frustration of setbacks can feel overwhelming, leaving you searching for a way forward. There’s a proven path to success if you’re looking to build stronger personal and professional relationships in the real estate world. Let’s explore how to turn past missteps into valuable lessons that propel you towards your goals.

In time, nothing really matters. The only things that do are the relationships you’ll have later. – Jordan Silvester
In this episode, you’ll be able to:
  • Understand the Local Real Estate Market: Gain insight into profitable investment opportunities and emerging trends in your area.
  • Harness the Benefits of Joint Ventures in Real Estate: Maximize your potential for growth and success through strategic partnerships and collaborative ventures.
  • Assess Caution and Risk in Real Estate Investing: Safeguard your investments and make informed decisions to mitigate potential risks and uncertainties.
  • Embrace Authenticity in Professional and Personal Life: Cultivate genuine connections and build a solid reputation based on your true values and beliefs.
  • Cultivate the Value of Relationships in Personal and Professional Life: Unlock opportunities and elevate your success through meaningful connections and strong rapport with others.

Jordan Silvester is renowned for his astute insights and practical wisdom in property investment. With a remarkable track record marked by triumphs and setbacks, Jordan brings a candid and authentic perspective.

His wealth of knowledge and experience in navigating the complexities of real estate investing makes him a compelling guest for investors and entrepreneurs seeking invaluable insights into the industry.

His nuanced understanding of the market and his journey of growth and resilience offer a compelling narrative that resonates with those looking to fortify their foothold in the world of real estate investment.

Get in touch with Jordan Silvester: 

Local Expert Tips for Cashing in on Windsor’s Real Estate Boom



Embark on a journey with Jordan Silvester as he unveils the unexpected twist in the Windsor real estate market. His 16 years of expertise take a surprising turn, revealing a fresh and optimistic approach to investing in the ever-evolving landscape.

But what unexpected opportunity will Jordan shine a light on next?

Join us as we uncover the key to unlocking success in Windsor’s real estate market.


The current market still allows for you to find at least neutral, maybe still some cash flow. If you’re willing to do the in-law suite, the basement rental, the additional dwelling unit on the property, there is a lot of opportunity down here. – Jordan Silvester
In this episode, you’ll be able to:
  • Mastering Real Estate Investment in Windsor: Uncover the secrets to success in the Windsor real estate market.
  • Unveiling Lucrative Cash Flow Opportunities: Learn how to maximize your cash flow in Windsor’s real estate market.
  • Maximizing Returns with Multifamily Properties: Discover the untapped potential of student rentals and multifamily properties.
  • Industrial Sector Insights: Gain valuable insights into investing in commercial properties within Windsor’s industrial sector.
  • Nurturing Profitable Relationships: Learn the art of building and maintaining valuable connections in the real estate industry.

Meet Jordan Silvester, a highly experienced real estate agent based in Windsor, Ontario, with an impressive 16-year track record in the industry.

His in-depth knowledge of the local market and his genuine passion for real estate make him a valuable resource for investors looking to explore opportunities in Windsor. With a keen focus on maximizing cash flow and adapting to market shifts, he offers practical and insightful advice to help investors navigate the dynamic real estate landscape in the Windsor area.

His relatable and down-to-earth approach and extensive expertise make Jordan a go-to expert for anyone seeking to make informed and successful real estate investments in Windsor.

Get in touch with Jordan Silvester: 


Insider Tips to Handle Commercial Tenants and Boost Property Value



What if I told you that a real estate investor’s journey took an unexpected turn, leading to valuable insights on improving curb appeal and attracting good tenants?

It’s a story of resilience, adaptability, and strategic shifts that resulted in better tenant retention and increased property value. But how did this investor navigate the twists and turns of the ever-evolving real estate landscape?

Keep reading to uncover the secrets to attracting good tenants and enhancing curb appeal.

Prepare for everything to go up and down, because no matter how good it looks, you never think it’s going to go down. And when it’s down, you never think it’s going to go back up again. And it always goes back up. And it always goes down. – Andrew Cigna
In this episode, you’ll be able to:
  • Enhance Property Value: Discover how to implement curb appeal strategies that attract good tenants and increase the value of your real estate investment.
  • Boost Tenant Retention: Learn how to improve curb appeal to retain good tenants and reduce turnover in your rental properties.
  • Competitive Advantage: Uncover the secrets to creating curb appeal that sets your property apart in the real estate market and attracts high-quality tenants.
  • Investment ROI: Explore the impact of curb appeal on your property’s return on investment and how it can lead to better long-term financial gains.
  • Tenant Satisfaction: Find out how enhancing curb appeal can contribute to tenant satisfaction and overall positive rental experiences.
  • Property Differentiation: Understand how to use curb appeal to make your property stand out and appeal to potential tenants in a competitive real estate market.
Meet Andrew Cigna, a real estate investor renowned for his commercial and multifamily property expertise. Focusing on market analysis and deal evaluation, he offers valuable insights into the current real estate landscape, particularly in subleasing and the impending impact of COVID business loans.Specializing in industrial and land properties, his meticulous approach to investment assessment and strategic decision-making makes him a trusted authority in the real estate sector. His profound understanding of market trends and predictions for future market behaviour positions him as a reliable source for real estate investors seeking a competitive edge in their investment endeavours.

Get in touch with Andrew Cigna here: 


Insider Tips for Successful Ontario Rental Management



Do you want to implement proven real estate investment strategies successfully?

Learn from Alex and Kaely Pal as they share the key to achieving profitable real estate ventures. Discover how to execute winning real estate investing tactics effectively, see tangible growth in your investment portfolio, and gain valuable insights on achieving success in real estate investment from experts who have mastered the art of profitable property ventures.

I think that experiences are very important, and I think that especially life is chaotic right now with kids. I think that it’s very important for young families to have time as couples, not just always. The kids actually need that from you guys, from us as couples, too. They need to see that we are making sure our relationship is always on the best it can be. – Alex & Kaely Pal

In this episode, you’ll be able to:
  • Master real estate investing strategies for success.
  • Streamline property management for real estate investments.
  • Navigate the challenges of the Landlord and Tenant Board.
  • Enhance tenant screening and prevent fraud effectively.
  • Learn to balance relationships while real estate investing.

Alex and Kaely Pal are established real estate investors renowned for their expertise in value-add strategies and long-term buy-and-hold investments. Their methodical approach emphasizes the repurposing and upgrading properties, aligning with their overarching goal of long-term wealth appreciation and cash flow.

With a diversified portfolio and a strong focus on operational efficiency through their property management company, they have demonstrated a deep understanding of successful real estate investment strategies. Their insights into market trends and risk management provide valuable perspectives for aspiring investors looking to implement sound investment strategies.

Get in touch with Alex and Kaely: 


Securing Syndication Success: Alex and Kaely Pal’s Thorough Analysis Blueprint



Do you want to elevate your investment strategy by carefully analyzing syndication deals before entering?

Alex and Kaely Pal reveal the key to achieving an enhanced portfolio expansion through a thorough analysis before entering into syndication agreements. Learn how to achieve a more robust investment approach by carefully assessing syndication deals before committing. Gain insight into the crucial steps to secure a successful syndication deal and enhance your real estate investment portfolio.

If you have all your eggs in Ontario real estate, that’s fine. However, I think we’ve seen a massive rise in appreciation. We’ve seen a lot of regulation come into place. I don’t think regulation is going away anytime soon. However, I am still bullish, and we are still bullish on real estate in general, especially across Canada and the US. – Alex Pal

In this episode, you’ll be able to:
  • Maximize success with effective property management strategies.
  • Boost cash flow by diversifying your real estate investments.
  • Use syndication as a bridge to expand into multi-family properties.
  • Make informed decisions by conducting thorough analysis before syndication deals.
  • Explore real estate investment opportunities in Canada and the US.
Meet Alex and Kaely Pal, seasoned real estate investors and active members of The REITE Club community for almost seven years. With a diverse portfolio ranging from single-family homes to larger multifamily buildings, their property management and strategic investing expertise have driven their success.

Recently venturing into syndication deals, they are focused on thorough analysis before diving into larger multifamily properties, ensuring a solid foundation for their investment strategies. With a laid-back and analytical approach, they bring valuable insights to the table, making them a must-listen for anyone looking to enhance their investment strategies in the real estate sector.

Tune into Part 1 of The REITE Club podcast to learn from the Pal’s!

Get in touch with Alex and Kaely: 


Surviving the Short-Term Rental Rule Shakeup: Insights from the Experts



Are you worried about all the recent changes to the short-term rental market and how that might impact your properties?

 

Our latest podcast episode is Part 2 of the Short Term Rental panel of experts from our December webinar.

Our expert panel:
  • Kristopher McEvoy: Financial expert providing practical strategies for navigating real estate ventures.
  • Spencer Giles and Ashley Antidormi: Owners of short-term rentals sharing hands-on insights into property investments.
  • Andrew Choubeta: Legal expert unraveling the intricacies of legal landscapes for real estate.
Whether you’re a seasoned investor or just beginning to explore short-term rental opportunities, this episode is tailored to elevate your understanding and success.

Short term rentals are very versatile. You might have three different reservations in one week. And let’s say, heaven forbids, you get a flood or something happens to the house where you can’t rent it out to the next guest. Not only would that be covered by your actual insurance, but you could also potentially have that loss of income come back as well. – Ashley Antidormi

You really do have to know your numbers before you get into short term rentals because $200 a month is a pretty sizable expense and you are going to be charged that two or $400 a month whether you have people there or not. – Spencer Giles

In this episode, you’ll be able to:
  • Understand how to secure insurance for short-term rentals.
  • Explore the benefits of investing in smaller areas for real estate.
  • Navigate the complexities of short-term rental regulations.
  • Gain insights into cross-border real estate investments.
  • Learn about the implications of Airbnb arbitrage in real estate.

Short-Term Rentals: Regulations, Taxes and Transition Strategies



Are you up to speed on how the changing regulations for short-term rentals could impact real estate investors? Understanding these shifts can mean the difference between hitting roadblocks and finding opportunities in your real estate journey.

More regulation actually makes it easier because the rules are clearer for everyone. – Spencer Giles

Being in compliance is kind of the only way to go. – Ashley Antidormi

In this episode, you’ll be able to:
  • Navigate short-term rental regulations and compliance with ease.
  • Discover the impact of municipal restrictions on short-term rentals.
  • Master the art of research and due diligence in real estate.
  • Build a reliable real estate team for long-term success.
  • Uncover crucial insurance considerations for short-term rentals.
Introducing our special guests for this week: Kristopher McEvoy, Spencer Giles, Ashley Antidormi, and Andrew Choubeta.
Kristopher McEvoy, a partner at Leap Accounting, brings his expertise in tax and accounting to the table, offering invaluable insights into the financial intricacies of real estate investing. With a keen eye for detail and a knack for breaking down complex tax implications, Kristopher is a go-to resource for navigating the ever-changing landscape of government regulations and their impact on short-term rentals. His practical approach and clear communication style make him an asset in understanding the financial implications for real estate investors.

Spencer Giles and Ashley Antidormi, owner-operators of Travelluxe Properties, are seasoned experts in short-term rentals across Canada. With a deep understanding of the evolving regulatory environment, they offer practical insights into navigating the legal landscape and optimizing operations for success. Their hands-on experience and proactive approach to compliance provide valuable guidance for real estate investors looking to thrive in the shifting market of short-term rentals. With a focus on operational efficiency and legal adherence, Spencer and Ashley bring a wealth of knowledge, making them invaluable resources for building a reliable real estate team.

Andrew Choubeta of Caveat LLP is a paralegal expert who provides services for real estate investors. With an acute understanding of legal complexities and regulations, Andrew offers practical and strategic insights into navigating the legal framework surrounding real estate investments. His in-depth knowledge and experience in addressing legal challenges make him an indispensable asset in establishing a reliable and compliant real estate team. Andrew’s meticulous attention to detail and dedication to ensuring legal compliance provide investors with essential guidance in maneuvering through the intricacies of real estate law.

Contact Kristopher McEvoy

Contact Spencer Giles and Ashley Antidormi

Contact Andrew Choubeta


Resilience and Adaptability in Real Estate Investing



Do you want to build greater resilience and adaptability in your real estate investing journey? This week’s guest will share strategies and insights to help you achieve a stronger capacity to overcome challenges and failures in real estate investing.

Learning to navigate setbacks and adapt to changing market conditions can enhance your ability to thrive in the real estate industry. Join us as we explore practical solutions for overcoming obstacles and achieving long-term success in real estate investing.

A warrior always finds a way. – Julie Hoffman
In this episode, you will be able to:
  • Overcoming Challenges: Learn how to navigate and overcome common challenges faced in real estate investing.
  • Creative Strategies: Discover innovative and creative strategies to maximize your real estate investment opportunities.
  • Adapting to Market Changes: Master the art of adapting to changing market conditions and leveraging them to your advantage.
  • Importance of Resilience: Explore the significance of resilience in the face of setbacks and failures in real estate investing.
  • Personal Growth: Embrace self-love and personal growth as essential elements in your journey as a real estate investor.
This is Part 2 of our conversation with Julie Hoffman, a seasoned real estate investor who brings a refreshing honesty and a wealth of experience. With a career marked by both successes and setbacks, her journey exemplifies the resilience and determination necessary in the real estate industry.From weathering the storm of bankruptcy protection to rebuilding a multimillion-dollar real estate business, her insights into overcoming challenges and failures offer a valuable perspective for fellow investors. Her expertise in creative real estate strategies and her ability to navigate tough times make her a relatable and credible guest, providing invaluable lessons in adaptability and perseverance for those in the real estate investing world.

Get in touch with Julie Hoffman:


The Reite Real Estate Investing Review: Reflecting and Looking Forward



Join Laurel Simmons and Katherine Nelson-Riley in this year-end episode of The REITE Club podcast as they unravel the crucial trends and insights that every real estate investor should have on their radar.

 

With their trademark friendliness and expertise, they dissect the impact of underutilized housing tax (UHT) and shed light on alternative investment avenues, international opportunities, and maximizing property value.

Delve into episodes featuring industry experts and gain valuable insights on navigating market uncertainties, raising capital, and staying ahead in the ever-evolving real estate landscape.

This episode isn’t just about information – it’s a guide, a compass, and a friend in your real estate journey. Whether you’re a seasoned investor or just finding your footing, this podcast is a goldmine of knowledge that can keep you compliant and ahead of the curve in the dynamic world of real estate investing.

Tune in and take your investment game to new heights!

In this episode, you’ll be able to:
  • Discover the latest real estate investing trends for maximizing profits.
  • Uncover the potential implications of underutilized housing tax for your investments.
  • Explore alternative types of real estate investing to diversify your portfolio.
  • Gain insights into real estate investment opportunities in Alberta’s thriving market.
  • Learn effective multifamily investing strategies for long-term success.
Here are the episodes you can give a listen to:

UHT
222 | Mar 17th |Daniel DiManno | Laurel & Katherine | Underused Housing Tax – Serious Implications for Real Estate Investors https://thereiteclub.com/en/podcasts/underused-housing-tax-serious-implications-real-estate-investors-ep-222Alternate types of REInvesting 
246 | Sept 1 | Darvin Zurfluh & Steve Blasiak | Laurel & Katherine | From Fun to Fortune: Investing in Campgrounds & Glamping https://thereiteclub.com/en/podcasts/fun-fortune-investing-campgrounds-glamping
255 | Nov 3 | Martin Mei | Laurel & Katherine | (Part 1) From Duplexes to Self Storage: Unlocking a Path to Success https://thereiteclub.com/en/podcasts/duplexes-self-storage-unlocking-path-success
256 | Nov 10 | Martin Mei | Laurel & Katherine | (Part 2) Maximizing Returns in the Self-Storage Sector https://thereiteclub.com/en/podcasts/maximizing-returns-self-storage-sectorInvesting in Alberta
225 | April 7th | James Knull | Laurel & Katherine | Secrets to Real Estate Investing in Edmonton, Calgary & Vancouver https://thereiteclub.com/en/podcasts/secrets-real-estate-investing-edmonton-calgary-and-vancouver-ep-225
227 | April 21st | Svetlana Pessotski | Laurel & Katherine | Discover the Affordable, High-Growth Market of Calgary Real Estate https://thereiteclub.com/en/podcasts/discovering-affordable-high-growth-market-calgary-real-estate-ep-227
242 | Aug 04 | Natasha Phipps | Laurel & Katherine | Understanding Private REITs and Building Wealth https://thereiteclub.com/en/podcasts/understanding-private-reits-and-building-wealth

Outside of Canada
221 | Mar 10th | Andrew Choubeta | KNR & Victoria | Is Africa the New Real Estate Frontier? https://thereiteclub.com/en/podcasts/africa-new-real-estate-frontier-ep-221
232 | May 26th | Glen Sutherland | Laurel & Katherine | Mastering U.S Real Estate: Challenges & Opportunities https://thereiteclub.com/en/podcasts/mastering-us-real-estate-challenges-opportunities-ep-232

Multi-Family
224 | Mar 31st | Seth Ferguson | Laurel & Katherine | Taking the Fear Out of Multi Family Investing https://thereiteclub.com/en/podcasts/taking-fear-out-multi-family-investing-ep-224
247 | Sept 8 | Mark Baltazar | Laurel & Katherine | (Part 1) From Peaks to Plateaus: Exploring the Ontario Multifamily Market https://thereiteclub.com/en/podcasts/peaks-plateaus-exploring-ontario-multifamily-market
248 | Sept 15 | Mark Baltazar | Laurel & Katherine | (Part 2) Supercharge Your Real Estate Ventures with Multi Family https://thereiteclub.com/en/podcasts/supercharge-your-real-estate-ventures-multi-family

Creatively Increasing Value Add   
223 | Mar 24th | Jamil Rahemtula | Laurel & Victoria | Upgrading Properties to Attract Better Tenants https://thereiteclub.com/en/podcasts/upgrading-properties-attract-better-tenants-ep-223
234 | June 9th | Ken Bekendam | Laurel & Katherine | (Part 1) From 2 to 5 Units: Ontario’s Housing Opportunities https://thereiteclub.com/en/podcasts/2-5-units-ontario-s-housing-opportunities-ep-234
238 | July 7 | Drew Toth | Laurel & Katherine | Creating Vibrant Communities: Financial and Social Responsibility (Part 1) https://thereiteclub.com/en/podcasts/creating-vibrant-communities-financial-and-social-responsibility-ep-238
239 | July 14 | Drew Toth | Laurel & Katherine | A Vision for Sustainable and Walkable Neighbourhoods (Part 2) https://thereiteclub.com/en/podcasts/vision-sustainable-and-walkable-neighbourhoods-episode-239
240 | July 21 | Craig Race | Laurel & Katherine | Embracing Change: Evolution of Housing and the Role of Laneway and Garden Suites https://thereiteclub.com/en/podcasts/embracing-change-evolution-housing-and-role-laneway-and-garden-suites

244 | Aug 18 | Ronald De Coteau | Laurel & Katherine | (Part 1) Key Insights for Maximizing ROI: Unlocking Property Potential https://thereiteclub.com/en/podcasts/key-insights-maximizing-roi-unlocking-property-potential
245 | Aug 25 | Ronald De Coteau | Laurel & Katherine | (Part 2) Zoning and Policy Changes: Key Factors Shaping Real Estate Success https://thereiteclub.com/en/podcasts/zoning-and-policy-changes-key-factors-shaping-real-estate-success

Special Edition – Best & Worst REI
250 | Sept 29 | Glen Sutherland | Laurel & Katherine | SPECIAL EDITION Best & Worst REI Story https://thereiteclub.com/en/podcasts/celebrating-250-episodes-real-estate-best-and-worst-experiences
| Martin Mei | Laurel & Katherine | SPECIAL EDITION Best & Worst REI Story
| James Knull | Laurel & Katherine | SPECIAL EDITION Best & Worst REI Story

Mindset
220 | Mar 3rd | Mathew Frederick | Laurel & Victoria | Handling Market Downturns and Getting Ready for the Upside https://thereiteclub.com/en/podcasts/handling-market-downturns-and-getting-ready-upside-ep-220
228 | April 28th | Georges El Masri | Laurel & Katherine | Proven Strategies for Overcoming Real Estate Investment Hurdles and Obstacles https://thereiteclub.com/en/podcasts/proven-strategies-overcoming-real-estate-investment-hurdles-and-obstacles-ep-228
233 | June 2nd | Raj Malhi | Laurel & Katherine | Shifting the Real Estate Investor’s Mindset for Optimal Results https://thereiteclub.com/en/podcasts/shifting-real-estate-investor-s-mindset-optimal-results-ep-233
243 | Aug 11 | Alfonso Cuadra | Laurel & Katherine | Building a Multimillion-Dollar Portfolio: The Mindset Shift https://thereiteclub.com/en/podcasts/building-multimillion-dollar-portfolio-mindset-shift
257 | Nov 17 | Tim Tsai | Laurel & Katherine | (Part 1) Achieve Your Real Estate Dreams with Personalized Mentorship https://thereiteclub.com/en/podcasts/achieve-your-real-estate-dreams-personalized-mentorship
258 | Nov 24 | Tim Tsai | Laurel & Katherine | (Part 2) From Novice to Pro: How Financial Education Propels Real Estate Investors https://thereiteclub.com/en/podcasts/novice-pro-financial-education-propels-real-estate-investors
259 | Dec 1 | Nancy Morris | Laurel & Katherine | (Part 1) Overcoming Doubt and Embracing Change: Navigating Real Estate Investing https://thereiteclub.com/en/podcasts/overcoming-doubt-and-embracing-change-navigating-real-estate-investing
260 | Dec 8 | Nancy Morris | Laurel & Katherine | (Part 2) The Confidence Formula: Unlocking Your Potential through Controllable Factors https://thereiteclub.com/en/podcasts/confidence-formula-unlocking-your-potential-through-controllable-factors

Raising Money
236 | June 23rd | Dave Dubeau | Laurel & Katherine | (Part 1) Expert Tips for Establishing Credibility and Raising Your First $100,000 https://thereiteclub.com/en/podcasts/expert-tips-establishing-credibility-and-raising-your-first-100000-ep-236
237 | June 30th | Dave Dubeau | Laurel & Katherine | (Part 2) How to Use Social Media to Attract Investors  https://thereiteclub.com/en/podcasts/use-social-media-attract-investors-ep-237
252 | Oct 13 | Mel & Dave Dupuis | Laurel & Katherine | (Part 1) Maximizing Returns in Real Estate: Diversification Strategies for Aspiring Investors https://thereiteclub.com/en/podcasts/maximizing-returns-real-estate-diversification-strategies-aspiring-investors
253 | Oct 20 | Mel & Dave Dupuis | Laurel & Katherine | (Part 2) From Mindset to Millions: Finding Financial Freedom in Real Estate https://thereiteclub.com/en/podcasts/mindset-millions-finding-financial-freedom-real-estate


Uncovering Opportunity: Your Path to Real Estate Investing Resilience



Get ready to be inspired by Julie Hoffman’s incredible real estate journey, from flipping homes to making millions. But just when everything seemed perfect, disaster struck, and Julie faced the threat of bankruptcy. Will she be able to save herself from ruin? Find out in this gripping tale of resilience and determination.

I have an unfair advantage, as Robert Kiyosaki would say, because I was raised by a real estate investor. – Julie Hoffman
In this episode you’ll be able to: 
  • Master Your Real Estate Investing Journey: Uncover the insider secrets to kickstart your success in real estate investing.
  • Supercharge Your Sales Techniques in Real Estate: Learn the game-changing tactics to close deals and maximize profits in real estate sales.
  • Overcome Obstacles in Real Estate with Ease: Discover how to navigate and conquer the common hurdles in real estate investing.
  • Unlock the power of networking and seminars to propel your real estate career to new heights.
  • Cultivate Resilience and Adaptability in Real Estate: Embrace the strategies to thrive and adapt in the ever-evolving world of real estate investing.

Julie Hoffman is an experienced real estate investor with over 20 years of industry knowledge. Throughout her career, she has demonstrated a remarkable ability to navigate the ever-changing real estate market, successfully building a robust portfolio.

What sets her apart is her unique ability to balance her real estate ventures with the demands of being a mother to six children. Her dedication and commitment to both her family and her business showcase her exceptional time management skills and determination.

Her journey serves as an inspiration to aspiring investors, proving that it is possible to achieve financial freedom while maintaining a fulfilling personal life. With a wealth of practical insights and expertise, she offers valuable advice and guidance to those looking to embark on their own real estate investing journey.

There was so much great information and insights that we split our conversation with Julie into two parts. Tune into Part 1 of The REITE Club podcast to learn from Julie’s experiences and gain valuable knowledge to fuel your real estate investing endeavours.

Get in touch with Julie Hoffman:

This episode has been brought to you in part by
Better Mortgage Select – https://bettermortgageselect.ca