Category Archives: Education

Success through Creative Solutions, Optimization and Perseverance



In 25 short years, Adam Martin has had the opportunity to see over 17 countries and driven the entire West Coast from Whistler all the way through California and Death Valley. He holds an honours degree in International Business Management (BBA), has been a partner in three start-up small businesses, and travelled professionally through Alberta, Saskatchewan, and Manitoba as a door-to-door salesperson. Currently, Adam is the Vice President of Sales for Control Your Property, a cloud-based property management software tailored specifically for Ontario landlords. 

Guest:  Adam Martin, Real Estate Investor

In 25 short years, Adam has had the opportunity to see over 17 countries and driven the entire West Coast from Whistler all the way through California and Death Valley. He holds an honours degree in International Business Management (BBA), has been a partner in three start-up small businesses, and travelled professionally through Alberta, Saskatchewan, and Manitoba as a door-to-door salesperson. Currently, Adam is the Vice President of Sales for Control Your Property, a cloud-based property management software tailored specifically for Ontario landlords. 

 
At 24, Adam quit his job to become a full-time real estate investor working with Matt McKeever and Jeff Wybo. With very little capital and little borrowing power, Adam was forced to get very creative in how he sourced and funded his first deals. 
 
Adam’s first deal was executed with a 96% VTB (vendor take back) at 3% for 13 years; the remaining 4% he borrowed as a second mortgage. This deal became a student rental and recently switched it to an Airbnb that he and his girlfriend house hack, allowing him to live for free while still producing cash flow from the building. 
 
Having no money tied up in his first property and no borrowing power used from the banks’ perspective, Adam was then able to raise $80,000 and joint venture on a 4 plex in London with partners who had been following him on Instagram over a 6 month period, silently observing. Thanks to strategic renovations and a great purchase price resulting from a private deal, this project represents a perfect BRRRR situation; the money invested will be refinanced leaving $0 in the deal. 
 
Adam has spoken on various stages over the last 12 months about real estate investing and financial independence and is using that approach to achieve this himself through a combination of multiple compounding strategies.
 
Strategies and tactics Adam has used include, Wholesaling, Vendor Take-Back Mortgages, Cashback on Closing, Airbnb, Student Rentals, BRRRR, Private Lending, Private Mortgages. 
In this episode learn about: 
– The VTB (vendor take back) process
– How mentors and networking can help you succeed
– Tips on house hacking
– Using the power of social media
– Effective time management using optimization

To get in touch with Adam:
Website: 
linktr.ee/adamjdmartin
Instagram:
 @adamjdmartin

Facebook: https://www.facebook.com/adam.jeffrey.3958


Insights into Procrastination from the Un-guru of Positive Psychology



Nancy Morris is a Business & Performance Psychology Consultant, Speaker and Author. She has 19 years of academics under her belt and is about to pursue a Ph.D. Some of her clients refer to her as an  “un-guru” – a no-nonsense specialist in translating the academic theories of business psychology and people development into actionable insight for the real world.

Guest: Nancy Morris, Psychologist (MSc in Applied Psychology)

Nancy Morris is a Business & Performance Psychology Consultant, Speaker and Author. She has 19 years of academics under her belt and is about to pursue a Ph.D. Some of her clients refer to her as an  “un-guru” – a no-nonsense specialist in translating the academic theories of business psychology and people development into actionable insight for the real world.

For almost 20 years, Nancy’s science-backed systems have helped thousands of solopreneurs and self-employed professionals (e.g./ lawyers, commercial and residential real estate agents) master the mind game of productivity, creating more consistent revenue and feeling more confident, focused and valuable at work.

Nancy’s real difference is that she doesn’t float on a cloud with idealistic platitudes or arrive on a stage with fireworks and empty hype. She delivers proven, science-backed advice and ongoing strategy in a system that simply works. She is the same person out at the pub and behind the podium. She is not about pantsuits, long-winded speeches or pie-in-the-sky ideals. Instead, she cracks jokes, gets vulnerable, doesn’t pull any punches, and says what you need to hear and how you need to hear it while laughing along as your outcomes are improved.

Nancy has written the book on procrastination called Procrastinate Now: Rethinking Time Management and listeners can download it for free from her website.

In this episode learn about: 

– What is Positive Psychology
– Procrastination and the 4 Main Signals
– The 3 Cornerstones of Success
– The Psychology behind Analysis Paralysis
– Understanding “So What” Situations

To get in touch with Nancy:
Personal Website: 
http://nancymorris.com

Self Awareness Test: meqcampus.com
Email: nancy@nancymorris.com


Boosting Your Business and Life with Personal Branding



Paul Copcutt has exceptional skills in quickly distilling what he sees and hears into custom solutions that are effective. He helps people uncover their uniqueness and communicate it in an authentic way to those they are trying to influence. His approach to personal branding strategy ensures that his clients are noticed and remembered, for the right reasons.

Guest: Paul Copcutt, Personal Brand Speaker and Trainer

Paul Copcutt has exceptional skills in quickly distilling what he sees and hears into custom solutions that are effective. He helps people uncover their uniqueness and communicate it in an authentic way to those they are trying to influence. His approach to personal branding strategy ensures that his clients are noticed and remembered, for the right reasons.

After two attempts at passing his basic Math qualification and his biology teacher labelling him an idiot, it was ironic that these subjects were the basis of a successful corporate career that started in banking and ended in biotech. After reading Tom Peters “Brand You 50” in the late ’90s and realizing that he had taken many of the actions and suggestions that Peters wrote about, Paul knew that he had to help others do the same. 
 
What sets Paul apart is he uses real client stories and practical, easy to implement actions in an acclaimed, tried and tested program. Over the years, his expertise in personal branding strategy has been honoured with remarkable and notable accolades, inspiring Fortune 500 executives and employees to proactively manage their careers.

He regularly speaks to professional audiences across North America, such as The Real Estate Wealth Forum, Royal LePage, Royal Bank Mortgages and The Canadian Bar Association, presenting them with the latest information on branding examples and practical actions for developing your personal brand. 

A regular media resource, Paul’s perspectives and client actions have been featured in Elle, Money, Reuters, The Wall Street Journal and The Globe & Mail and his personal brand expertise have also been cited in several books including the best sellers Career Distinction, The Female Brand and The Twitter Job Search Guide.
 
In this episode learn about: 

– What are the key foundations of a personal brand
– Identifying your brand
– Understanding and communicating your brand
– Why real estate investors need to brand themselves
– The importance of having a target audience

To get in touch with Paul:
Email: 
paul@paulcopcutt.com
Website:
 paulcopcutt.com

LinkedIn: www.linkedin.com/in/paulcopcutt


Secrets of Team Work From The BRRRR Power Couple



Jenn and Michael Richter of Double E Properties, personify the word teamwork by growing an 11 property portfolio as a married couple while raising two young girls. They started their real estate investment journey 5 years ago when they were not happy with the 7% RESP the bank was offering.

Guest: Jenn and Michael Richter, Real Estate Investors & Speakers

Jenn and Michael Richter of Double E Properties, personify the word teamwork by growing an 11 property portfolio as a married couple while raising two young girls. They started their real estate investment journey 5 years ago when they were not happy with the 7% RESP the bank was offering.

They realized that their one rental property had a better return and joked around with the idea of buying a property for their 3-month-old baby and they did. Then, they had a second daughter eighteen months later and had to buy her one to not play favourites. This proceeded into a joke between the two of them of buying “just one more” which quickly turned into 10 properties.

At the time, Jenn and Michael were buying only pre-construction and new build homes in Milton and Guelph. However, after recognizing the change in the market, they focused their attention on an additional strategy, creating legal secondary suites on the Hamilton mountain.

Jenn and Michael focus on the BRRRR philosophy as it creates passive income for their investors through forced appreciation. Michael and Jenn love sharing their passion about real estate by speaking at real estate networking events, hosting their own YouTube video channel, Double E Properties, being guests on podcasts, and have been featured in Canadian Real Estate Wealth magazine more than once.

In this episode learn about:

– New build strategy process
– Financing and planning
– Obstacles
– Managing budgets and other numbers
– Tips for working with your spouse

To get in touch with Jenn and Mike:
E-mail: 
doubleeproperties@gmail.com

Website: doubleeproperties.ca

Instagram & YouTube: Double E Properties


From Dental Hygienist To New Build Mogul



Karen was introduced to the real estate industry when she was a teenager in London, Ontario back in the 1980s when her stepfather invested in a number of properties by taking old buildings and converting them into student rentals. Karen worked in all aspects of the property management side of the business from purchases, renovations and rentals. Once the interest rates spiked, her stepfather sold those properties and she took a hiatus from real estate.

Guest: Karen McAdam, Real Estate Investor, Author & Speaker

Karen was introduced to the real estate industry when she was a teenager in London, Ontario back in the 1980s when her stepfather invested in a number of properties by taking old buildings and converting them into student rentals. Karen worked in all aspects of the property management side of the business from purchases, renovations and rentals. Once the interest rates spiked, her stepfather sold those properties and she took a hiatus from real estate. 

Karen went to school and ended up in the Dental industry working as a Dental Hygienist for 15 years. She was reintroduced to the real estate industry by her employer, a Dental Entrepreneur, who was buying and selling dental offices and she would work closely with him on those deals.  

Today, Karen has vast experience in the real estate industry, including but not limited to: 

  • how to purchase property for your own needs
  • how to purchase property for rental income
  • how to complete renovations, building custom homes and purchasing property for investment. 
Her portfolio consists of mainly new builds, though she does have a couple of vacation properties in Florida and in Hollywood, California.

Real Estate is Karen’s passion and she enjoys the freedom of passive income, the leisure of travel and work at the same time, the creative side of financing deals and the creative design putting together a functional home for a family or a design for supplemental income. As the saying goes, when you find something you love to do, it no longer feels like work.

In this episode learn about:

– New Build Strategy and Process
– Advantages and Disadvantages of New Build
– Analyzing the Property
– Financing and Exit Strategy
– Type of Buyers to Look For

To get in touch with Karen:
Website: 
www.preferentialpropertyinvestments.ca

Email: info@preferentialpropertyinvestments.ca
Phone Number:’ 416-876-3569

Social Media
(FACEBOOK) @preferentialpropertyinvestments

(INSTAGRAM) @preferentialproperty
(YOUTUBE) @preferentialpropertyinvestments


Mastering The Wholesale Game From Canada’s Most Successful Wholesaler



Luc Boiron grew up in a real estate family so naturally, he developed an interest in real estate at an early age. He purchased his first rental property at the age of 18 while completing his undergraduate studies.

Guest: Luc Boiron, Wholesale Specialist & Real Estate Investor

Luc Boiron grew up in a real estate family so naturally, he developed an interest in real estate at an early age. He purchased his first rental property at the age of 18 while completing his undergraduate studies.

After becoming a licensed lawyer, Luc made the bold decision to change his career path and pursue real estate investing full-time. In just a year and a half, Luc had flipped 15 properties and developed a thriving business.

Since then he has purchased over 25 properties for a mix of flips, cottage rentals and long-term rentals. His primary focus is flipping contracts or wholesaling and he is currently buying 2-3 houses per week with a goal to hit 100 properties in the next year.

He has a strong track record of working with sellers and helping them reach their goals, with a belief that honesty and integrity are the foundation of a good business and this shows in his dealings with homeowners.

Luc is also the founder of a monthly Real Estate Investor Meet-up in Toronto and has been featured on several Canadian Real Estate podcasts.

In this episode learn about:

– Finding good deals & the importance of marketing
– The wholesale process
– Handling multiple deals
– Time management
– Negotiating tips

To get in touch with Luc:
Website: 
www.cashhousebuyer.ca
Email: lucb@cashhousebuyer.ca or kacy@cashhousebuyer.ca


Insurance Options to Protect Your Generational Wealth



Letitia is a real estate investor and a wealth preservation strategist. She has realized that her knowledge and license in financial services would be able to bring value to real estate investors. She educates them on how they can protect their real estate portfolio from risks both during their lifetime and when it comes down to passing on their estate to the next generation.

Guest: Letitia Montana, Real Estate Investor & Wealth Preservation Strategist

Letitia is a real estate investor and a wealth preservation strategist. She has realized that her knowledge and license in financial services would be able to bring value to real estate investors. She educates them on how they can protect their real estate portfolio from risks both during their lifetime and when it comes down to passing on their estate to the next generation.

For the past few years, Letitia has been developing herself in the world of real estate investing by belonging to groups such as Durham REI, Real Estate Network Toronto, the Thornhill Wealth Forum, and Stilettos & Hammer.; She has also completed seminars with Keyspire and CommercialAcademy.com.

Letitia started her investing journey with a flip project in the Mississauga area in order to supplement her income. However, she felt that it was very time consuming so her next property ended up being a buy and hold. She held onto that property for 5 years, though dealt with tenant issues throughout the term. Consequently, she wants the next property to be in the multi-unit space.

Letitia is a mother to her 4-year-old son and is actively pursuing multiple designations.   

In this episode learn about:
– Taxation
– Different types of life insurance
– Insurance criteria and coverage
– Joint venture partnership and strategies to protect them
 

To get in touch with Letitia:
Website: 
mavenwealth.ca

Email: info@mavenwealth.ca
Phone Number: 647.406.3716


The Tales of Cross Border Flipping & BRRRs



Across the Detroit River Savio is known as “Canadianflipsdetroit”, at home, he is known as “realestateinvestorsav”. In 2018, He netted a profit of $110,000 through flipping in Detroit, of which he shared almost $50,000 with his partners. This was done by purchasing off-market neglected houses and converting them into beautiful single-family homes. His experience there was enriched by, being robbed, sued by a contractor, suing the city, befriending immigration officials, working with city inspectors to name a few of his adventures and he’s still here to tell the tales.

Guest: Savio Almeida, Real Estate Investor

Across the Detroit River Savio is known as “Canadianflipsdetroit”, at home, he is known as “realestateinvestorsav”. In 2018, He netted a profit of $110,000 through flipping in Detroit, of which he shared almost $50,000 with his partners. This was done by purchasing off-market neglected houses and converting them into beautiful single-family homes. His experience there was enriched by, being robbed, sued by a contractor, suing the city, befriending immigration officials, working with city inspectors to name a few of his adventures and he’s still here to tell the tales.

Savio is a full-time real estate investor specializing in fix-and-flips in Detroit, Michigan and buy-and-holds in Windsor, Ontario. His mission is to help you get to financial freedom, safely, faster, without all the screaming!

In 2019, Savio will complete 7 flips and make $280,000 in net profit. During the last 7 months, in Windsor, he purchased 3 buy-and-holds. All of his properties cash flow in excess of $800+ per month and he manages them himself. His focus is on suited single-family homes in South Windsor where the schools are some of the best in Ontario.

In this episode learn about:
– Insights to Detroit and Windsor market
– Investing & Financing differences in Canada and the US
– Why building relationships and having a power team is super important
– Legalities when buying properties


Lessons Learned Making the Transition from Full Time Employment



Scott lives in Georgetown, Ontario, with his wife and two daughters. He has been working in corporate, full time, for large technology companies since 1993, with experience ranging from sales and business development to marketing and product management. He also has a passion for investing in real estate as a vehicle for creating wealth and freedom.

Guest: Scott Zandbergen, Real Estate Investor & Entrepreneur

Scott lives in Georgetown, Ontario, with his wife and two daughters. He has been working in corporate, full time, for large technology companies since 1993, with experience ranging from sales and business development to marketing and product management. He also has a passion for investing in real estate as a vehicle for creating wealth and freedom.

Scott started his side hustle in real estate around 5 years ago as he became frustrated with his poor-performing investment portfolio of mutual funds and ETFs from his employer contribution RRSPs. He realized that the only growth was the money being put in every month and nothing was happening from a market perspective. The light bulb went off and Scott decided to educate himself by attending courses and networking groups to diversify into self-managed real estate investing. 

Originally interested in Rent-to-Owns but after a few interesting experiences, Scott decided to shift his focus to buying single-family homes and converting them to legal duplexes by adding a secondary suite in the basement. This strategy is a proven method of raising property value in a short period of time while maximizing monthly cash flow. Currently, he works part-time at his corporate job in order to have more time to focus on managing his many properties. 

In this episode learn about:
– Property legalization costs and financing tips
– Mortgage plus improvements
– Project processes and how it works
– Ideal Duplex Conversion 
– Choosing contractors
– Finding the right person for your team

To get in touch with Scott: 
Website:
https://scottzandbergen.com/
Email: szandbergen@gmail.com
Instagram: szandbergen
Twitter: https://twitter.com/szandbergen
LinkedIn: https://www.linkedin.com/in/szandbergen


Importance of Education & Coaching to Gain Confidence, Clarity and Achieve Success



Danielle Chiasson is a full time residential real estate re-developer who is looking to serve her community by helping people find a way out of difficult situations and restoring single-family houses for young new families to build their lives and make a home.

Guest: Danielle Chiasson, Real Estate Investor, Speaker, Coach

Danielle Chiasson is a full time residential real estate re-developer who is looking to serve her community by helping people find a way out of difficult situations and restoring single-family houses for young new families to build their lives and make a home.

Although she has had properties all over Canada, Danielle is currently focused in Hamilton, Ontario using flipping as an active strategy, because she likes to have boots on the ground and be close to her projects.

Danielle understood the importance of education and was in no rush to implement being a stay-at-home mom. Therefore, in 2013 she got a coach and started a real estate educational program in the United States in order to learn the industry. Taking action on that knowledge at the end of 2015, to date she has since completed 11 rehabs, as well as, secondary suite conversions, joint venture projects and partnerships.

As a requested speaker Danielle more recently became the founder of a coaching company called Strategic Success Consulting. She has always had a passion for helping others reach their goals, launching her company in May 2018 with the mandate to strategically teach others how to invest in real estate and gain confidence and clarity in moving forward. Strategic Success Consulting runs live events and will be expanding to include webinars and online training in early 2020. 

Originally from the East Coast, in addition to being a full-time real estate investor, speaker and coach consultant, Danielle is a mom to 3 kids.

In this episode learn about:– Importance of education and continual learning
– How to put together private money lender packages
– Why you should avoid partnering with someone you like
– Differences between shareholder partnerships and joint venture agreements
– The secrets to delegating

To get in touch with Danielle: 
Website: 
https://strategicsuccessconsulting.com
Contact Page: https://daniellechiasson.com
Events Page: https://events.strategicsuccessconsulting.com