Category Archives: mortgage

Lessons Learned Making the Transition from Full Time Employment



Scott lives in Georgetown, Ontario, with his wife and two daughters. He has been working in corporate, full time, for large technology companies since 1993, with experience ranging from sales and business development to marketing and product management. He also has a passion for investing in real estate as a vehicle for creating wealth and freedom.

Guest: Scott Zandbergen, Real Estate Investor & Entrepreneur

Scott lives in Georgetown, Ontario, with his wife and two daughters. He has been working in corporate, full time, for large technology companies since 1993, with experience ranging from sales and business development to marketing and product management. He also has a passion for investing in real estate as a vehicle for creating wealth and freedom.

Scott started his side hustle in real estate around 5 years ago as he became frustrated with his poor-performing investment portfolio of mutual funds and ETFs from his employer contribution RRSPs. He realized that the only growth was the money being put in every month and nothing was happening from a market perspective. The light bulb went off and Scott decided to educate himself by attending courses and networking groups to diversify into self-managed real estate investing. 

Originally interested in Rent-to-Owns but after a few interesting experiences, Scott decided to shift his focus to buying single-family homes and converting them to legal duplexes by adding a secondary suite in the basement. This strategy is a proven method of raising property value in a short period of time while maximizing monthly cash flow. Currently, he works part-time at his corporate job in order to have more time to focus on managing his many properties. 

In this episode learn about:
– Property legalization costs and financing tips
– Mortgage plus improvements
– Project processes and how it works
– Ideal Duplex Conversion 
– Choosing contractors
– Finding the right person for your team

To get in touch with Scott: 
Website:
https://scottzandbergen.com/
Email: szandbergen@gmail.com
Instagram: szandbergen
Twitter: https://twitter.com/szandbergen
LinkedIn: https://www.linkedin.com/in/szandbergen


How to Burn Your Mortgage with Sean Cooper



Sean Cooper bought his first house when he was just 27 and paid off his mortgage at 30. An in-demand personal finance journalist, best-selling author and speaker, his articles have been featured in publications such as the Toronto StarGlobe and MailFinancial PostMoneySense  and  Tangerine’s Forward Thinking blog.

He makes regular appearances on national radio and television shows to discuss personal finance, real estate, mortgages, pensions, and retirement planning. He lives debt-free in Toronto.

Guest: Personal Finance Journalist, Bestselling Author, Sean Cooper

In this episode learn about: 
– Why is it important to keep eye on your credit score
– Tips on funding your mortgage 
– Easiest ways to come up with a downpayment
– The 3 mortgage P’s (Penalty, Prepayment, Portability)

To get it touch with Sean you can email  him at  SeanCooperWriter@gmail.com, call his phone number 647-867-3711 or visit his website at https://seancooperwriter.com

More about Sean Cooper:
Sean is a fee-only money coach, specializing in budgetingdebt management and pensions. He is independent and unbiased — he’s not going to try to sell you investments. He provides simple, yet practical advice on saving money without sacrificing the things you love.